Personal Finance

Navigating the world of credit scores can feel like a game where the rules aren’t always in your favor. Ever feel like the system is stacked against you? #1. Lack of Transparency Credit scoring models are shrouded in secrecy, making it hard for the average person to understand what exactly affects their score. #2. Overemphasis … Read more

The pharmaceutical industry is known for its significant profits, often at the expense of consumers. Here are 20 methods through which Big Pharma capitalizes on illnesses. #1. High Drug Prices Pharmaceutical companies often set extremely high prices for new drugs, far beyond the cost of production and research. #2. Evergreening Companies make minor modifications to … Read more

If you’ve been thinking about moving to New York you may want to reconsider, following a new report from a real estate broker.  Cash is King Image Credit: Shutterstock / PR Image Factory The Big Apple’s real estate scene has hit a new level of exclusivity, with high mortgage rates pushing out everyone except the … Read more

The buzz around a digital dollar is getting louder. Some think it will be a revolutionary leap for the U.S. economy, while skeptics are warning of 1984-like consequences. As global economies turn towards digital currencies, will the dollar go digital?  A Digital Dollar: What Is It? Image Credit: Shutterstock / TippaPatt Imagine your money existing … Read more

A new economic report shows that an enormous majority of Hawaiian residents have been priced out of the housing market due to a number of factors. Shedding Light on a Serious Problem Image Credit: Shutterstock / the__creador Economists at the University of Hawaii have shared some insights into the shocking state of housing affordability in … Read more

Seventy years on from the historic Brown v. Board of Education decision, the Biden administration is rolling out a massive wave of new funding and resources aimed at making education fairer and more inclusive for everyone. A Blast from the Past Image Credit: Shutterstock / YuRi Photolife First, a bit of history. Brown v. Board … Read more

A historic court case could be on the cards as the DOJ takes on one of the world’s biggest computer software firms in a fight over consumer rights. DOJ Slams Adobe with Massive Lawsuit Image Credit: Shutterstock / LifetimeStock The U.S. Department of Justice has just body slammed Adobe with a huge lawsuit, accusing the … Read more

Weddings are quickly becoming more expensive than ever. Many couples and their wedding guests feel pressured to spend a significant amount of money to celebrate. This approach to celebrating love introduces the question: have we gone too far? The Price of Love Image Credit: Shutterstock / wideonet Weddings are a special celebration, but they often … Read more

Governor Ron DeSantis is tearing apart Florida’s budget, and the impacts are devastating. From arts to healthcare, these cuts are hitting where it hurts the most. Here’s a look at the brutal slashing of vital services that Floridians rely on every day. 1. Arts and Culture Funding Governor DeSantis has slashed $32 million from arts … Read more

Extreme weather is not just a headline; it’s a daily reality that could drastically increase the costs of many everyday items. Here’s a look at how extreme weather will hit your wallet through increases in the cost of common goods and services. 1. Your Morning Coffee Coffee production is highly sensitive to climate change, with … Read more