Personal Finance

Cryptocurrencies have revolutionized the financial landscape, offering new possibilities but also introducing unique risks. In this article, we will take a look into the various known cryptocurrency risks to help better understand different implications and ultimately help navigate this evolving digital terrain. Facts About Paying With Cryptocurrency Paying with cryptocurrency differs significantly from traditional methods. … Read more

The road to retirement is a crucial aspect of financial planning, involving a variety of factors that influence when and how you can comfortably retire.  #1. Early Entry into the Workforce: A Head Start Beginning your career at 18 can significantly shape your retirement journey. An early start allows more years to contribute to Social … Read more

As the global elite convene at the World Economic Forum (WEF) in Davos, a stark contrast emerges between the burgeoning wealth of billionaires and the financial struggles of the majority. This divide signals a critical examination of current economic systems and their impact on global wealth distribution. Surging Billionaire Wealth The world’s five wealthiest individuals … Read more

Building wealth requires smart financial habits and strategic planning. These 14 actionable tips offer insights to help you navigate your journey to financial independence effectively. #1. Leverage Tax-Advantaged Accounts Take full advantage of tax-advantaged accounts like Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and 529 college savings plans. These accounts offer tax benefits that … Read more

For the first time in roughly ten years, credit scores in the United States have gone down. The culprit? Late account payments. Struggling Americans Desperate Inflation, stagnant wages, and income uncertainty have driven many Americans to the point of desperation. Leaning on credit cards to keep their households afloat, some people are finding it difficult … Read more

In an era where economic pressures are mounting, Gen Z is faced with living with their parents to save money or venture out and bear the brunt of high living costs. While seemingly pragmatic, this decision carries long-term consequences that extend beyond finances, affecting their emotional well-being and progression into adulthood. Surge in Multigenerational Living … Read more

Recent survey data highlighting the state of savings accounts in the United States reveals a concerning trend. With inflation on the rise and wages struggling to keep pace, American bank balances are in a dire state.  The Alarming Reality of Savings In a survey conducted by GOBankingRates, the data shower an astonishing one third of … Read more

Despite some improvements in the rising housing market, a report suggests that those with a less affordable income will suffer the worst of it. Here are the reasons why. A Widespread Affordability Crisis Rental affordability in the U.S. has become worse than ever, affecting both high and low-income tenants. Record Numbers Struggling The Harvard Joint … Read more

Texas Governor Greg Abbott has made headlines this week as a CNN investigation has uncovered some noteworthy facts about his controversial program to bus migrants out of his state of Texas and into sanctuary cities like New York and Chicago. Read on if you’re interested to find out what CNN unearthed. Abbott’s Pledge to Cover … Read more

Late-retiring middle-class Americans may be in danger of an unstable and unaffordable retirement, according to a recent analysis.  Retirement in Crisis New research shows that an impending crisis may loom over a specific demographic of U.S. retirees, known as the ‘Forgotten Middle,’ who are likely to face financial struggles in retirement. The “Forgotten Middle” According … Read more