Guiding the Way to Financial Freedom
Board games have been helping people keep from being born for over a hundred years. Whether they are basic games for kids or strategy games for adults, some of these games have evolved, while some live in our nostalgia. Of course, collectors love nostalgia, and some of our favorite games are worth a lot of … Read more
Retirees have been significant contributors to consumer spending in 2023, buoyed by a substantial increase in Social Security. However, this trend might see a slowdown as the cost of living adjustment (COLA) decreases this year. Record Hike in COLA In 2023, Social Security beneficiaries saw an 8.7% increase in COLA, the highest in four decades. … Read more
Discover why West Virginia (WV) is the optimal retirement destination. With stunning landscapes, affordable living, and a rich cultural heritage, it provides a unique blend of tranquility and community. Explore the practical reasons that make the Mountain State an ideal place for retirees to call home. 1. Music Heritage West Virginia has an awesome music … Read more
In the United States, the debate over tax fairness has been reignited by a recent study. It reveals a startling disparity: in 41 states, the wealthiest 1% pay a lower tax rate than other income groups. This revelation raises significant questions about the equity of the American tax system. Stark Contrast in Taxation The study, … Read more
Traveling is an adventure, filled with the promise of new experiences and sights. However, not every popular destination lives up to its reputation. As a Los Angeles local, a city that’s a magnet for tourists worldwide, I’ve seen firsthand how some spots are more about hype than substance. From my own encounters and the shared … Read more
In times of fluctuating interest rates and soaring home prices, the U.S. housing market is experiencing a significant cooldown, with the effects reaching across multiple industries and altering consumer behaviors. The Ripple Effect of a Cooling Market The recent downturn in the U.S. housing market is more than a real estate issue; it is impacting … Read more
Decorating your home doesn’t have to mean emptying your wallet. With a little creativity and thrifty resourcefulness, you can uplift and transform your living space without spending a fortune. I love finding ways to decorate and uplift my home without overspending. 1. Repurpose Old Furniture Give old furniture a new lease on life with some … Read more
Homelessness in the United States has surged to alarming levels in 2023, marking a pivotal moment for legislative action. Diane Yentel, the president and CEO of the National Low Income Housing Coalition, highlights the growing crisis and urges Congress to intervene with decisive measures. Record-Breaking Homelessness Rates The Department of Housing and Urban Development’s recent … Read more
Feeling “rich” is an increasingly elusive concept in contemporary society. Even among those with substantial financial resources, only a mere 8% characterize themselves as truly wealthy. The Perception of the Upper Middle Class A recent Ameriprise Financial survey reveals the intriguing fact that approximately 60% of investors with $1 million or more of investable assets … Read more
Economic times are hard to predict. The affordability of vacations fluctuates throughout the seasons. Fortunately for travelers, there are numerous hidden gems across the globe to get the best bang for buck. #1. Costa Rica Costa Rica is one of those dark horses in Central America. This country comes as a surprise to unsuspecting travelers. … Read more