Money Matters

Many Americans are concerned with how much of their hard-earned money goes to taxes. But did you know some states hit the middle and lower-income families harder than others? Here are the 21 states with the most regressive tax systems, where the tax burden is heavier on the working class. #1. Washington Washington tops the … Read more

The kids are back at school, the routine is back in full swing, and there’s no better time to reset and build some good financial habits. Imagine, by next year’s back-to-school season, you’re in a stronger, more secure financial position. Here are 21 financial resolutions to get you there. 1. Create A Realistic Budget Start … Read more

The used car market is a minefield for unsuspecting buyers, where the odds are often stacked against you. Want to know what you’re really up against when buying a used car? #1. Hidden Histories Image Credit: Pexels / Pixabay Many used cars come with hidden accident histories. Sellers can use loopholes to avoid reporting damage, … Read more

Leaving a good legacy behind for your children is the hope for most parents. Ensuring your family is well looked after by the time you’ve passed is always a delicate and critical process, yet a necessary one. Recent years have forecasted that Baby Boomers would leave the most wealth to the next generation. The markets … Read more

Building wealth requires smart financial habits and strategic planning. These 14 actionable tips offer insights to help you navigate your journey to financial independence effectively. Leverage Tax-Advantaged Accounts Image Credit: Shutterstock / Brian A Jackson Take full advantage of tax-advantaged accounts like Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and 529 college savings plans. … Read more

We all love streaming our favorite shows and movies, but have you ever considered how much those subscriptions are really costing you? Let’s take a closer look at how these services might be quietly draining your wallet and what you can do about it. 1. Multiple Subscriptions Add Up Do you have Netflix, Hulu, Disney+, … Read more

The Baby Boomers: a generation that rocked the economy like a hurricane, leaving behind a trail of financial challenges for those caught in the aftermath. As they strutted through the economic landscape, their moves were bold, but the footprints? Monumentally deep. Let’s dive into the 20 seismic shifts they initiated, making the American Dream a … Read more

Dreaming of hitting that million-dollar milestone? Here’s a roadmap filled with smart money moves straight from those who’ve already crossed the finish line. These tips promise not just growth, but a journey towards financial wisdom and freedom. #1. Start Saving Early The earlier you start saving, the more time your money has to grow. Think … Read more

Online scams and skimmers are on the rise. Technological advances have created even more places for scammers to trick people into exposing their card information. By staying informed and vigilant, you can protect your money and personal information.  The Rise of Skimmers and Online Scams Image Credit: Shutterstock / Azret Ayubov Hackers have responded to … Read more

Home insurance is an important policy to protect your home from various events (depending on the underwriting). But Californians still have insurance concerns and have already spent hundreds of dollars trying to make it work to their advantage.  Wildfires and Climate Change  The effects of climate change are felt throughout the world. In California, this … Read more