Guiding the Way to Financial Freedom
The “great wealth transfer” isn’t just about the children of the wealthy – it will also affect their spouses and partners, with wives and girlfriends inheriting the bulk of an “intra-generational” transfer. The Great Wealth Transfer Economists have been talking non-stop about the “great wealth transfer,” where 10s of trillions of dollars are expected to … Read more
When it comes to major purchases, saving money can be a game-changer. Have you considered all the ways to trim costs without sacrificing quality? 1. Negotiate the Price Don’t be shy about haggling, whether you’re buying a car, furniture, or appliances. Many retailers are willing to offer discounts to close a deal, so always ask … Read more
The cost of living is creeping up across the United States, but some cities are seeing steeper increases than others. Here are 18 cities where rising expenses, from housing to everyday goods, are putting a strain on residents. 1. New York City, NY New York continues to top the charts with its astronomical living costs, … Read more
Could next year see the smallest social security benefits hike since 2021? Here’s what you need to know. Safeguarding against Inflation The Social Security Administration traditionally calculates how much benefits would increase each year by providing cost of living adjustments (COLA). This is to account for inflation and protect the purchasing power of its beneficiaries. … Read more
American households are worried as they grapple to make ends meet. CNN said as many as 39% can’t afford their bills. What’s the cost of living come to? Can’t Afford Bills According to CNN, nearly 40% of Americans are concerned that they can no longer afford their monthly bills. With the cost of living as … Read more
In 2024, the cost of living continues to rise across the United States, putting a strain on household budgets. Here are 20 states where residents are feeling the pinch the most. 1. California California remains one of the most expensive states to live in, with high housing costs leading the charge. The average home price … Read more
Project 2025 is said to affect many aspects of U.S. citizens lives, but it was also said to make better provisions for veterans. What will Project 2025 do in terms of veteran health benefits and jobs? Understanding Project 2025 The conservatives have developed “Project 2025” to build a better America and “undo the damage the … Read more
The end of the year is the perfect time to evaluate your financial situation and make strategic decisions that could save you money and set you up for a better financial future. Are you maximizing your savings, or letting tax breaks slip through the cracks? 1. Max Out Your Retirement Contributions If you haven’t reached … Read more
A landmark housing affordability plan has been removed from the California ballot in November, leading to frustration and disappointment for many in the Bay Area – where housing affordability is one of the major issues residents are facing. Bay Area Plan Ditched for November The Bay Area, one of the most expensive property markets in … Read more
The U.S. housing market is at a turning point. High mortgage rates mean prices might drop, giving buyers a chance to get their foot in the door. Meanwhile, sellers face new challenges as interest rates and the number of homes for sale change. U.S. Housing Market Hits Rock Bottom Image Credit: Shutterstock / T. Schneider … Read more