Guiding the Way to Financial Freedom
With the 2024 tax filing deadline just around the corner, you might want to review these tips to make sure you’re not falling into tax traps this year. Tax Season Approaches Tax season is upon us, and millions of Americans are anxiously waiting to compile all of their documentation to get their returns filed. As … Read more
The road to retirement is a crucial aspect of financial planning, involving a variety of factors that influence when and how you can comfortably retire. Early Entry into the Workforce: A Head Start Beginning your career at 18 can significantly shape your retirement journey. An early start allows more years to contribute to Social Security, … Read more
In the U.S., young adults are facing financial challenges unlike those of their parents. The burden of debt driven by enormous mortgages and students loans are having a dramatic impact on key life milestones. Financial Dependence on Parents The Pew Research Center reports that less than half of 18- to 34-year-olds are fully financially independent … Read more
Ah, the art of justification! When it comes to shopping, our minds can be incredibly creative, especially when rationalizing purchases we don’t necessarily need. From the allure of sales to the promise of self-improvement, here are 12 humorously relatable excuses we’ve all used to justify our more questionable shopping decisions. #1. The Self-Care Advocate “Self-care … Read more
Understanding tax credits can be incredibly complex, yet to ensure one can benefit from all that is available it is crucial to know what opportunities lie within the U.S. tax system. Understanding Tax Credits Tax credits are not mere deductions; they are even more valuable. As Eric Bronnenkant, head of tax at Betterment, states, “This … Read more
Looking to start a new budget or refresh your current one? These tips can help you start off the new year with a sound financial plan so you can reach your savings goals. Americans Look to Budgets to Stay On Track In an economy where many Americans are feeling the effects of a tense housing … Read more
Explore the options for financing your new home and learn about how each mortgage could benefit you. Securing a Home Mortgage Buying a home is an exciting time. Most people don’t pay cash for their new homes, so they turn to banks and mortgage lenders to help them finance the purchase. Your home loan specialist … Read more
If your FICO credit score is under 670, you’ll want to check out these tips for improvement. A higher score can help you finance big purchases and can even save you money. Here’s how. Is Your Credit Score Holding You Back? Are you considering a big investment in 2024 like a new car or house? … Read more
Real estate trends change frequently, but knowing what to watch for can help you decide when, where, and what to buy when the time comes. Sustainability is Key 2024 is likely to be a greener year for homebuyers, as climate concerns rise and clean energy becomes more of a priority. Buyers in 2024 want to … Read more
Recent survey data highlighting the state of savings accounts in the United States reveals a concerning trend. With inflation on the rise and wages struggling to keep pace, American bank balances are in a dire state. The Alarming Reality of Savings In a survey conducted by GOBankingRates, the data shower an astonishing one third of … Read more