Money Matters

As housing prices continue climbing across the United States, there’s a crisis looming on the horizon. Homelessness is on the rise, and one startling new trend is the aging face of those without homes. The country finds itself ill-equipped to provide adequate housing solutions for the growing number of older Americans facing dire circumstances. Escalating … Read more

Managing your credit score can definitely be challenging. You might be engaging in habits that negatively impact your credit score without realizing it. So being aware of the things that lots of us do unintentionally that can damage your credit score helps you avoid these same missteps. 1. Missing or Late Payments Even a single … Read more

Credit cards often get a bad rap for leading people into debt, but when used wisely, they can offer a plethora of surprising benefits. From building credit to earning rewards, the advantages of responsible credit card use go well beyond mere convenience. In this article, let’s explore 25 surprising benefits that can come from using … Read more

Drinking habits are having an unprecedented effect on the younger generation’s financial health and vice versa, according to several new studies.  Alcohol to Blame According to a new report by online lending marketplace LendingTree, Gen Z are increasingly blaming their drinking habits for their financial struggles, saying that drinking too much alcohol is stunting their … Read more

Building wealth requires smart financial habits and strategic planning. These 14 actionable tips offer insights to help you navigate your journey to financial independence effectively. Leverage Tax-Advantaged Accounts Take full advantage of tax-advantaged accounts like Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and 529 college savings plans. These accounts offer tax benefits that can … Read more

New surveys shed light on the dating habits of millennials and Gen Z, betraying the financial anxieties felt by many young people today. $50 Dates According to a new survey by UK-based retailer PrettyLittleThing, as many as 60% of GenZers and 96% of millennials won’t spend more than $50 on a first date. The Cheaper … Read more

Millions of Americans are finding their tax refund is significantly lower than expected. Here’s what changed. Tax Refunds Are Lower For Millions According to the IRS, tax refunds are, on average, two-thirds of what they were last year. So far, over two and a half million people have filed their taxes and received refunds, and … Read more

They’re called ‘emergency funds’ for a reason – this essential savings cache could be the only thing standing between you and disaster.  Should You Start Saving? You may have heard the phrase “emergency fund” being tossed around in news pieces and financial circles and wondered if it’s something you should consider. And the answer is … Read more

Embarking on a journey toward financial stability can be daunting, but armed with the right knowledge and strategies, it becomes an achievable goal. Let’s explore actionable steps to effectively assess, plan, and navigate your financial future. First, Assess Your Current Financial Situation Calculate your net worth by subtracting debts from assets.  “Know where you stand … Read more

As everyday consumers find themselves with less and less money at the end of each month, a number of different factors are combining to make saving money more and more difficult. Here’s the full story. Less Money, More Problems It should be abundantly clear to all but the very wealthiest in our society that money … Read more