Guiding the Way to Financial Freedom
As more customers turn away from fast-food restaurants, Walmart’s grocery line is reaping the benefits. Major Problem for Fast Food Giants America’s biggest fast food empire – particularly the jewel in the crown that is McDonald’s – is facing a major contender in the food department, as more and more shoppers seek affordable groceries at … Read more
Buy Now, Pay Later (BNPL) schemes might seem like a shortcut to financial flexibility, but they come with hidden pitfalls that can disrupt your financial stability. Have you considered the full impact of these convenient payment options? #1. Debt Accumulation BNPL makes it too easy to stack up purchases, creating a snowball of debt that … Read more
The IRS has announced a plan to increase audits as a result of an uptick in tax fraud. Some taxpayers are more likely to be targeted than others. Here’s how to know where you stand. IRS Promises Operational Changes After the IRS received $80 million to improve its operations, the agency has promised significant changes … Read more
Americans are borrowing more than they can repay, shining a light on how inflation and interest rates are affecting borrowers across the country. Maxing Out A growing number of Americans are maxing out their credit cards, with nearly a fifth of borrowers using most of their available credit, according to a new report by the … Read more
Luxury brands aren’t just selling products; they’re selling a dream that often comes at a steep cost. Ever wonder how they make you open your wallet wider than you planned? #1. Creating a Sense of Exclusivity Image Credit: Shutterstock / AlessandroBiascioli Luxury brands make you feel like you’re part of an elite group when you … Read more
AI tech supplier Nvidia has exceeded all expectations by overtaking the world’s biggest tech companies to become the most valuable company on the planet. AI Darling Takes Over We may be witnessing an unstoppable force, as tech wunderkind and AI darling Nvidia has continues to make miraculous progress on the global markets, even overtaking industry … Read more
As a consumer, having someone fight in your corner is a refreshing thought, especially with the uncertain economics. The American Consumer Financial Protection Bureau is stepping in and retailers might not like it. Why Buy Now and Pay Later? Buy now pay later (BNPL) is one of many ways consumers are doing their online shopping. … Read more
Sometimes, credit can be a good thing, and you can get your item even if you don’t have the cash to pay right away. This was an excellent deal, although briefly for U.S. Apple customers. The deal has ended, but here’s why. Sparking Great Ideas Apple announced its plans for the “Apple Buy Now Pay … Read more
A new report by housing experts has revealed some harsh home truths for many American families.. Housing Affordability If you thought America’s real estate was pricey, you haven’t seen anything yet. California’s Unaffordable Housing Crisis According to a new study, four of the world’s top 11 most unaffordable housing markets are here in the U.S. … Read more
The American Dream is a beacon for many, but navigating its financial waters can be tricky. Are you aware of the hidden costs and pitfalls that could derail your journey? #1. Overspending on Housing Image Credit: Shutterstock / Jirapong Manustrong Many chase bigger, better homes, but this often leads to mortgage stress and limited funds … Read more