Guiding the Way to Financial Freedom
A new economic report shows that an enormous majority of Hawaiian residents have been priced out of the housing market due to a number of factors. Shedding Light on a Serious Problem Economists at the University of Hawaii have shared some insights into the shocking state of housing affordability in Hawaii, which has decreased significantly … Read more
Citigroup may be taken to court over claims that it is systematically discriminating against people of “the wrong race,” according to a lawsuit filed in federal court this week. Accusations Fly One of America’s largest multinational banking services, Citigroup Inc. has been accused of racial discrimination against white people. Now, a lawsuit will get to … Read more
Seventy years on from the historic Brown v. Board of Education decision, the Biden administration is rolling out a massive wave of new funding and resources aimed at making education fairer and more inclusive for everyone. Let’s take a look at the details. A Blast from the Past First, a bit of history. Brown v. … Read more
The Spring Art Auctions have been a bit of a rollercoaster ride, showing us that the art market might not be as steady as previously thought. Let’s take a look at what that could mean for the U.S. economy in general. Spring Art Auctions Signal Economic Ebb The recent Spring Art Auctions have shown that … Read more
Streaming services promise endless entertainment, but they also have sneaky ways of draining your wallet. Here’s how your favorite platforms are costing you more than you think. 1. Price Hikes Netflix regularly increases its subscription prices. These hikes often come with little warning and minimal new content to justify the extra cost. 2. Multiple Subscriptions … Read more
We’re constantly bombarded with videos and ads promising the dream of passive income—money flowing in while you sleep. But here’s the harsh reality behind those too-good-to-be-true schemes. 1. “Anyone Can Do It” They claim anyone can earn passive income, but that’s a lie. Without significant upfront investment or skills, most people will struggle to see … Read more
Many Americans are concerned with how much of their hard-earned money goes to taxes. But did you know some states hit the middle and lower-income families harder than others? Here are the 21 states with the most regressive tax systems, where the tax burden is heavier on the working class. #1. Washington Washington tops the … Read more
Navigating the world of credit scores can feel like a game where the rules aren’t always in your favor. Ever feel like the system is stacked against you? #1. Lack of Transparency Credit scoring models are shrouded in secrecy, making it hard for the average person to understand what exactly affects their score. #2. Overemphasis … Read more
A popular seafood chain has shut dozens of doors nationwide and filed for bankruptcy following some unwise promotional campaigns. Red Lobster’s Tough Times Red Lobster is in for a rough ride. From Sea to Struggle What was once the nation’s premier choice for seafood, Red Lobster, has seen a massive downturn in customers and revenue … Read more
Banking is supposed to be about trust and security, but in some countries, it’s more about exploiting customers. How can you protect your money when banks are out to squeeze every last cent? 1. United States In the US, hidden fees and exorbitant overdraft charges are rampant. Banks make billions annually by trapping customers in … Read more