Are you struggling with childcare costs? You may be in luck.
The Hidden Gem of NYC Childcare
Finding your way through the maze of childcare options in New York City can be tough, but there’s a hidden way through that could be a game-changer for many families: the extended day and year care program.
The Game-Changer for Working Parents
This program could help thousands of parents who are struggling to afford childcare, but at the moment, it’s chronically underused.
Extended Day Care 101
But what exactly is extended day and year care? The program offers childcare for most weekdays of the year, and families can get 8-10 hours of care each day.
What You Need to Know
If your paycheck isn’t too big and you work or study, you might get help paying for this care. It’s for kids 5 and under, and it even covers summertime. The exact number of days you can get care depends on which option you choose.
Beyond 3-K and Pre-K
It’s a big difference from the city’s free 3-K and pre-K programs, which only run six hours a day and follow the school calendar.
The Untapped Potential
Extended day programs are funded by federal grants, and the city’s Department of Education handles the application approvals.
Why Aren’t More Families Benefiting?
Child experts say this program isn’t helping enough families who need it. They think it’s a big missed chance – especially since 8 out of 10 New Yorkers can’t afford childcare right now. The process is too awkward, and many parents either don’t know the program exists or find the application too complicated and slow.
Earning Just Right for Eligibility
And here’s where it gets really tricky – qualifying for the program can be a real headache. Think of it like a Goldilocks situation: you need to prove you don’t earn too much or too little.
Who Makes the Cut?
Everyone taking care of the kids must be working, in school, or looking for a job, and families in tough situations like shelters or getting help for abuse can also qualify.
Eligibility Criteria
You need to make at least $16 an hour and work 10 hours a week. There’s a limit on how much your family can earn per year, which changes based on how many people are in your family.
The Magic Numbers
For example a family of two needs to earn $73,869.56 or less per year, a family of three $91,250.63 or less, and a family of four $108,631.70 or less.
The Catch-22
If you get cash help from the government, you are ineligible for this benefit, but you can get other help instead.
Paper Chase
Getting through the paperwork is another hurdle. You need to show recent pay stubs, a photo ID that hasn’t expired, and proof of what everyone in your family earns.
Approval Process Timelines
It can take a while to get approved – sometimes more than 30 days. This is tough for families who need help right away. The Department of Education has reduced the average wait time from over three months to two weeks, but that’s still too long for many.
By the Numbers
Last year, about 7 out of 10 families who applied got accepted. Applications are typically denied if families don’t meet the income requirements or fail to submit the required paperwork.
How to Apply for Extended Day Care
For those ready to dive in, the application process can start by contacting local programs or applying online through the MyCity portal. The Department of Education also offers assistance through Family Welcome Centers or via email at [email protected].
Year-Round Opportunity
Families can apply year-round, and there’s a small fee for the program – ranging from $1 to $19 a week based on income.
The Outreach Gap
Providers argue that the city needs to do more to let families know about this option and help them navigate the application process.
New Funding for Extended Day Care Awareness
A recent budget deal has set aside $5 million for marketing these programs and converting some school day seats into extended daycare. But the numbers show that in most areas, there aren’t enough kids signed up for the longer day programs in 3-K and pre-K.
Simplifying Access to Affordable Childcare
With better outreach and an easier application process, more families could take advantage of this support, which would help ease the burden of childcare costs in NYC.
Your Next Move
If you’re an NYC parent struggling with childcare costs, the extended day program could be a lifeline – if you can navigate the application maze.
Remote No More: 19 Companies Returning to the Office
As the pandemic wanes, companies are recalling remote workers back to the office, sparking debates on fairness, costs, and convenience. However, there are also notable productivity, coworking, and mental health benefits to consider. Feeling the effects of these changes? Remote No More: 19 Companies Returning to the Office
8 Costco Must Buys and 8 to Leave Behind
Ever wandered Costco’s aisles, questioning if that giant jar of pickles is a real bargain? Or debated buying tires where you get your rotisserie chicken? Welcome to the definitive guide to Costco shopping—a journey to save money, prevent regrets, and offer quirky insights into bulk buying. 8 Costco Must Buys and 8 to Leave Behind
23 Reasons Texas Is the Next Big Thing
Texas is becoming a beacon of opportunity, blending cultural heritage with economic growth. From its landscapes to its industries, the Lone Star State offers a dynamic lifestyle. Here are 23 reasons why Texas stands out, attracting entrepreneurs, artists, tech professionals, and families seeking new beginnings. 23 Reasons Texas Is the Next Big Thing
Featured Image Credit: Shutterstock / Monkey Business Images.
The content of this article is for informational purposes only and does not constitute or replace professional financial advice.