Money Matters

As a consumer, having someone fight in your corner is a refreshing thought, especially with the uncertain economics. The American Consumer Financial Protection Bureau is stepping in and retailers might not like it.  Why Buy Now and Pay Later? Buy now pay later (BNPL) is one of many ways consumers are doing their online shopping. … Read more

Sometimes, credit can be a good thing, and you can get your item even if you don’t have the cash to pay right away. This was an excellent deal, although briefly for U.S. Apple customers. The deal has ended, but here’s why.  Sparking Great Ideas  Apple announced its plans for the “Apple Buy Now Pay … Read more

A new report by housing experts has revealed some harsh home truths for many American families.. Housing Affordability If you thought America’s real estate was pricey, you haven’t seen anything yet.  California’s Unaffordable Housing Crisis According to a new study, four of the world’s top 11 most unaffordable housing markets are here in the U.S. … Read more

The American Dream is a beacon for many, but navigating its financial waters can be tricky. Are you aware of the hidden costs and pitfalls that could derail your journey? #1. Overspending on Housing Image Credit: Shutterstock / Jirapong Manustrong Many chase bigger, better homes, but this often leads to mortgage stress and limited funds … Read more

Real estate transactions are big deals, involving your hard-earned money and dreams. Ever wonder if your real estate agent might be prioritizing their own interests over yours? #1. Commission-Driven Decisions Image Credit: Shutterstock / ESB Professional Agents earn more when you spend more, which can sometimes lead them to push higher-priced properties, not necessarily the … Read more

The IRS announced it’s targeting high-income earners who have failed to file tax returns. Americans seem to be both excited by the prospect of a fair tax system and nervous that the crack-down will hurt their future filings. The new initiative is a mixed bag for taxpayers. IRS Closes Major Loophole The IRS has announced … Read more

New data has revealed a shocking turnaround for an industry that used to dominate American life. The Golden Age of Cable TV Cable TV used to be huge. 30 years ago – in the 90s – over 60 million American households were signed up to a cable package and the companies were making more money … Read more

Following the lead of several other states around the country, California has issued a stark warning to squatters in the Golden State. A National Issue Image Credit: Shutterstock / BearFotos In several high-profile cases in states like New York and Florida, homeowners have made national headlines as they fought to regain control of their properties … Read more

Borrowers in the United States owe a total of over $1 trillion to credit card companies. The average American owes $6,218. These are the factors influencing the rise in debts. Inflation Affecting Most Americans Image Credit: Shutterstock / Pormezz At this point in the year, most American families and individuals who do not fall into … Read more

Every day, we encounter items with surprisingly high markups, often paying much more than the cost to produce them. But do you know which everyday purchases might be quietly draining your wallet? #1. Bottled Water Image Credit: Shutterstock / Undrey Bottled water can be marked up over 1,000% compared to tap water. Opting for a … Read more