Personal Finance

Real estate transactions are big deals, involving your hard-earned money and dreams. Ever wonder if your real estate agent might be prioritizing their own interests over yours? #1. Commission-Driven Decisions Image Credit: Shutterstock / ESB Professional Agents earn more when you spend more, which can sometimes lead them to push higher-priced properties, not necessarily the … Read more

In an effort to help the U.S. move towards a greener future, the Biden administration has just published a strategy of how it intends to hit all its goals. Introduction of National Strategy This week, the Biden-Harris Administration has introduced the first-ever National Strategy for Reducing Food Loss and Waste and Recycling Organics.  Broader Goals … Read more

The IRS announced it’s targeting high-income earners who have failed to file tax returns. Americans seem to be both excited by the prospect of a fair tax system and nervous that the crack-down will hurt their future filings. The new initiative is a mixed bag for taxpayers. IRS Closes Major Loophole The IRS has announced … Read more

Some people use loopholes to get the most out of their income and it must be a wonderful solution. Yet, for wealthy Americans, this gap might not be available for much longer. Here’s more about this much-enjoyed trick that’s been making waves recently.  No More Tax Tricks  Is it a trick, an advantage, a sleight … Read more

Leaving a good legacy behind for your children is the hope for most parents. Ensuring your family is well looked after by the time you’ve passed is always a delicate and critical process, yet a necessary one. Recent years have forecasted that Baby Boomers would leave the most wealth to the next generation. The markets … Read more

New data has revealed a shocking turnaround for an industry that used to dominate American life. The Golden Age of Cable TV Cable TV used to be huge. 30 years ago – in the 90s – over 60 million American households were signed up to a cable package and the companies were making more money … Read more

Following the lead of several other states around the country, California has issued a stark warning to squatters in the Golden State. A National Issue Image Credit: Shutterstock / BearFotos In several high-profile cases in states like New York and Florida, homeowners have made national headlines as they fought to regain control of their properties … Read more

Borrowers in the United States owe a total of over $1 trillion to credit card companies. The average American owes $6,218. These are the factors influencing the rise in debts. Inflation Affecting Most Americans Image Credit: Shutterstock / Pormezz At this point in the year, most American families and individuals who do not fall into … Read more

Every day, we encounter items with surprisingly high markups, often paying much more than the cost to produce them. But do you know which everyday purchases might be quietly draining your wallet? #1. Bottled Water Image Credit: Shutterstock / Undrey Bottled water can be marked up over 1,000% compared to tap water. Opting for a … Read more

Creating a sustainable budget isn’t just about saving money—it’s about making choices that benefit both your finances and the environment. Here are 15 practical tips to help you craft a budget that’s as green as it is frugal. 1. Track Your Expenses Start by tracking every penny you spend for a month. Use apps like … Read more